Insurance Coverage:

Question: What can I do if my insurance company in Windsor, Ontario denies my claim, delays payment, or offers an unfairly low settlement?

Answer: If you’re facing a denied, delayed, or underpaid insurance claim in Windsor, Ontario, Hall Paralegal Services can provide paralegal services to help you review the policy and insurer communications, prepare supporting documents (including Proof of Loss and sworn declarations where required), and respond strategically to protect your rights.   Before signing any release or settlement paperwork, consider having it reviewed so you don’t unintentionally give up further claim options.

Troubled Insurance Relations

A legal fight against an insurance company requires special knowledge to help balance the playing field whereas an insurance company will have a large complement of personnel with understanding of the insurance guidelines, laws, regulations, and rules, in addition to the legal process and almost endlessly deep pockets.  These strengths create a David v. Goliath type situation just when the insured person needs help the most; and accordingly, the assistance of professional legal representation helps to ensure that the little guy, being the insured, gets a fair fight against the insurer within the insurance claim process.

Your Situation May Need Professional Assistance If:

• Your insurance company wrongfully denied a claim;
• Your insurance company undervalued your claim;
• Your insurer is delaying payment of your claim;
• Your agent or broker failed to adequately explain the coverage exclusions;
• Your agent failed to arrange adequate coverage resulting in an underinsured loss; or
• Your coverage terms such as premiums or deductibles unjustly changed.

Common Issues Include:

Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.

Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.